Should I contribute to my RSP or reimburse my mortgage?

We constantly hear that we should maximize our RSP as soon as financially possible. However, you would also like to get rid of your mortgage and the related monthly payments. What should you do?

Green investments

Ethical investments have grown increasingly popular over the past 30 years. Is it profitable to to invest in ethical investments?

Why do smart people make bad financial decisions ?

The research behind behavorial finance is expanding exponentially, uncovering more gaps in our collective knowledge of how financial markets actually work. Here are some of the most common mistakes...

What you should know about your advisor

What is your advisor's "background" ? You give him the investments accumulated during a lifetime, thus it is important that you are comfortable with the experience and credentials of the person guiding you.

How do your expenses compare to the national index?

The security of fixed-rate or the cost savings of adjustable-rate mortgage ?

All mortgages are not created equal. In addition to principal amount, interest rate, amortization period, prepayment options and whether the mortgage is “open” or “closed,” the remaining major characteristic is whether the interest rate is fixed or adjustable. What should you choose?

Free education for your children?

The New Tax-Free Savings Account (TFSA)

In its last budget, the Government of Canada has planned for the creation in 2009 of a new Tax-Free Savings Account.

We need to save for many different purposes over our lifetimes. Reducing taxes on savings can help.

Traps to avoid a few years prior retirement

We already know that we will be physically healthier if we exercise and eat well. But what about our financial health and peace of mind?